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We Make Mortgages An Easy Experience
Get an easy mortgage
We Make Mortgages An Easy Experience

Best rates with exceptional customer service

HM mortgages helps you understand and review your options and put yourself on the path towards home ownership with right service offerings, helpful tools and unbiased consultation.

Residential

Fostering happy homes with a purpose to get every family the home they deserve

Commercial

Helping businesses take flight with providing right advice with affordable rates

Private

Enabling opportunities for individuals make their properties to create value

We have funded over 1 billion in volume with more than 1000 deals approved across 50+ lending institutions.

Our process

Guiding you step-by-step closer to you destination

Our processes are designed to make mortgage approvals a piece of cake.

Pre-qualification

Our team will review your financial information and determine your eligibility for mortgage qualification

Step 1

analyze

Application

We will assist you to build a flawless application that is tailored to your mortgage requirements

Step 2

apply

Underwriting

Our underwriters will build a structured deal with fine tuned details that are crucial for you mortgage approval

Step 3

care

Approval and Funding

Our team will help you navigate through closing paperwork and make the entire process hassle-free experience

Step 4

Mortgage Insights

FAQ’s

Common mortgage questions

What types of mortgages does HM Mortgages offer?
HM Mortgages offers a range of mortgage options including fixed-rate, adjustable-rate, FHA, VA, jumbo loans, and refinancing solutions.
Applying is easy! Simply visit our website to fill in a form or contact one of our mortgage specialists for personalized assistance.

HM Mortgages prioritizes personalized service, competitive rates, and a seamless application process, ensuring customers find the best mortgage solution for their needs. 

Yes, HM Mortgages offers pre-approval services to help you understand your budget and strengthen your position as a serious buyer in the housing market. 

Absolutely! We specialize in assisting first-time home buyers, offering guidance, special programs, and support throughout the entire home buying process. 

Our mortgage rates are competitive and vary based on factors such as loan type, credit score, and market conditions. Contact us for the latest rates. 

Yes, we offer refinancing options to help you lower your monthly payments, consolidate debt, or tap into your home’s equity for other financial needs. 

Didn’t find the question you were looking for?

Simply, ask our experts...

Email your questions at getapproved@hmmortgages.ca
and we will get back to you with an answer.
Our Team

Meet Our Experts

Our team is comprised fo underwriters and mortgages agents who have a vast and hands-on experience in making deals a success.
Our Team

Meet Our Experts

Our team is comprised fo underwriters and mortgages agents who have a vast and hands-on experience in making deals a success.